Mortgage Loan

Meet all your financial needs through Jodhpur Gramin Nidhi Mortgage Loans

Features & Benefits-
  • Attractive Interests Rates
  • Doorstep Service
  • Balance Transfer Facility
  • Nominal Prepayment Charges
  • What are the supporting documents required while applying for the loan?

    Common Requirements for all Applicants:-
  • Application form duly filled in (with photograph of the entire applicant).
  • Residence and Age verification, which may be established from the PAN card, Election ID, Passport, Drivers license and Ration card etc.
  • Copy of approved plan and sanction letter from local civic authority.
  • Copy of NA permission.
  • One/two guarantor/s form/s and salary certificates. - If guarantor is in business, copies of I.T. returns or assessment orders for the last three years are required.
  • Bank Pass-book of statements for the last one year.
  • Latest salary slip/statement showing all deductions in case of employed applicants.
  • Certified copies of Balance Sheets and Profit and Loss accounts, IT acknowledgments, advance tax challans (for company / firm and personal account) for the last three years in case of self employed applicants.
  • Memorandum/Articles of Association for companies, partnership deeds for firms and a brief profile of your company/ firm in case of self employed applicants.
  • Additional Requirement:-

    A. (In case of purchase from builder)
  • Copy of Agreement for sale.
  • Copy of registration receipt.
  • Copy of sanctioned plan & sanction letter of the competent authorities.
  • Copy of NA permission/ULC order.
  • Copies of receipts of payments already made.
  • NOC from builders in our format.
  • B. (In case of direct allotment in a Co-operative Housing Society)
  • Allotment letter.
  • Share certificate, Society registration certificate.
  • Copy of sale/lease deed in favor of the society.
  • NOC from society in our format.
  • Possession letter in original.
  • C. (In case of resale)
  • Copy of all previous vendors agreements duly stamped and registered and the registration receipts. (Original to be given before disbursement).
  • NOC from Society/Builder in our format.
  • Original Share Certificate.